Needs
Basics
Health
Quotes
Apply

Let’s get started!
First, what goals do you have for those left behind if you died tomorrow?

Life insurance is an important piece of your family's financial plan. But not everybody has the same objectives. What are yours?

Replace the income that my family depends on from me

Replace Income

An icon of a dollar coin and a calendar

Pay off the mortgage

Mortgage

An icon of a house with a dollar sign over it to indicate a mortgage or debt on a home

Protect others from inheriting my debts

Other Debts

An icon of a hand holding a bag of money next to a clock to indicate getting paid on a schedule, like a paycheck

Cover the kids college tuition

College Tuition

An icon of a graduation cap with a dollar sign over it to indicate the cost of an education

Settle my final expenses (funeral, medical)

Final Expenses

An icon of a man standing in front of a casket at a funeral

Give to my favorite charities

Charities

An icon of one hand gifting a coin to another persons hand
Select at least one goal for your life insurance

Who depends on you financially?

This helps us customize your plan.

Spouse or Domestic Partner

Spouse

An icon of a man and women holding hands

Children

Children

An icon of a parent lifting a child

Aging Parent

Aging Parent

An icon of an elderly person with a walker

Other

Other

An icon of a pet dog
Select at least one dependent
An icon of direction signs

Can we help you determine how much coverage you need?

For many people, life insurance can seem complicated. But we can help you figure out just how much coverage is right for you and your family.
Please select an option to move forward
An icon of a birthday cake

When were you born?

Age is one of the many factors that helps determine how much coverage you'll need. We can find coverage for people age 18-65.
This field is required
You must be between ages 18-65 to get quotes
An icon of a piggy bank and a calendar

What's your annual income?

The value of your policy will primarily be designed to replace the income your dependents would lose if something happens to you.
Please enter at least a 5 digit income
An icon of a house with a location pin

Do you own your home?

Making sure your family can stay in their home after you are gone is often a big objective of life insurance.
Please select an option to move forward
An icon of a house with a dollar sign over it to indicate a mortgage or debt on a home

Do you have a mortgage?

Life insurance can be used to make sure your mortgage will be paid after you're gone, allowing your family to stay in their home.
Please select an option to move forward
An icon of a house with a dollar sign over it to indicate a mortgage or debt on a home

What balance is left on your mortgage?

Life insurance is often used to make sure your mortgage payments will still be paid after you're gone, allowing your family to stay in their home
Please enter a value
An icon of a hand holding a bag of money next to a clock to indicate getting paid on a schedule, like a paycheck

What about other debts?

Consider things like the outstanding balances on private student loans, credit card balances and car loans.
Please enter a value
An icon of a girl and a boy

Do you have any children?

Kids can be expensive! Childcare costs and college tuition are expenses that life insurance can help cover.
Please select an option to move forward
An icon of a girl and a boy

How many are age 18 or under?

Your family may have additional childcare expenses if you aren't around anymore, especially for younger children.
Please enter a value
Enter age for each child between 0-18
An icon of a girl and a boy

How much would you like to provide for childcare?

Remember that childcare needs change as children get older. While younger kids may need full-time care, it may not be needed as they get older and can stay home on their own. Not sure how much you would need? Check out Care.com to estimate childcare costs in your area.
Please enter a value
An icon of a graduation cap with a dollar sign over it to indicate the cost of an education

What type of college would you like to plan for?

We'll add an amount per child that represents the average cost of a four-year degree.
Please select an option to move forward
An icon of a graduation cap with a dollar sign over it to indicate the cost of an education

Do you have anything already saved for college for your kids?

Kudos to you if you've already been saving! We'll make sure any gap that is still left is covered by your life insurance.
Please enter a value
An icon of a piggy bank to indicate savings

How much do you currently have in savings?

Estimate your total household savings that are liquid (i.e. the funds are accessible without taxes or other penalties whenever you need them).
Please enter a value
An icon of a contract or insurance policy

How much personal life insurance coverage do you already have?

Do not include any life insurance policies you may have through work, since these policies will likely be eliminated when your job changes.
Please enter a value

Your estimated life insurance need

We will use this calculation as a starting point for your quotes, but you'll be able to tweak it.
Income Replacement
Income
A question mark to indicate help tooltip is available
For your age, we recommend coverage of 10x your current annual income. That should provide your family with an amount sufficient to cover the loss of your income until a typical retirement age.
$0
Mortgage
$0
Other Debts
$0
Childcare
$0
Education
A question mark to indicate help tooltip is available
This amount is based on the college type that you selected of Private, which currently averages $53,430 per year for room, board and fees, per CollegeBoard.org. We took that amount and multiplied it by 4 years for each child you have age 18 or under. Then we subtracted the $0 that you have already saved to arrive at the result shown here.
$0
Final Expenses
Funeral
A question mark to indicate help tooltip is available
We recommend setting aside about $20,000 for funeral and burial costs, and attorney fees to settle your estate.
$0
Other Insurance
A question mark to indicate help tooltip is available
If you already have some life insurance coverage, we'll back the amount on those policies off of your overall need
$0
Total Need
$0
Loading...
Oops! Something went wrong while submitting the form.