Steadyy helps people by providing educational content and digital tools to make it easy to learn about, explore, search for, and shop for life insurance coverage from some of the best life insurance companies in the market. We are a digital broker, not a life insurance company that underwrites and issues policies ourselves. But we use technology to make it easy and fast for our customers to find customized plans that offer them the best coverage for their families. We also provide advice and guidance from licensed professionals to ensure that our customers understand what they are purchasing and that their needs are adequately covered. 

You mean aside from just getting all those good 'feels' from helping get another American family the protection they deserve at an affordable price? Well, in addition to that, we are an independent insurance broker, so we are paid a commission by insurance companies each time we help one of our customers find and purchase a policy. Broker commissions are already built into the price of insurance policies, so you’re not paying any extra to work with Steadyy to buy a policy. Our compensation depends on a variety of factors, including the type and size of product, the insurer, and the volume of business we have with an insurer. But we don't push for or give preference to any one insurer over another because of the commission. We're here to work for you, not put ourselves first. To ensure objectivity, we set our employee compensation scheme up in such a way that it makes them indifferent to which insurance company the customer selects.

Nope. We’re an independent insurance broker, which means that we're not owned by or work for an insurance company. We work for you– our customer.  We have access to a large variety of life insurance companies, but we navigate them without bias or favor toward any of them. It’s important to us that we help you find the right insurance policy for your needs - not which company you buy it from.

Yes! All insurance brokers are required by law to be licensed in each state they do business. You can find our licenses here.

Insurance rates are regulated by law. Insurance carriers must file their rates with your state’s Department of Insurance, and they cannot deviate from them. That means you pay the same price for an insurance company’s product, no matter where you buy it.  It also means that no company, broker or agent can offer any one customer a discount to buy a policy. But that doesn’t mean you can’t find ways to save money. Each insurer evaluates a person’s risk of dying a little bit differently. And they all strive to offer policies at competitive rates. Because Steadyy has access to a large variety of insurance companies and products, we are able to help you navigate multiple companies, products and rates, all in one place.  So, in addition to finding the right product that best fits your needs, working with Steadyy also makes it far easier to spot potential savings.